Terminating a lease early to purchase a home – when does it make sense?
For many, purchasing a home may feel out of reach due to current lease obligations. While there are some associated costs and other factors to consider, choosing to terminate your lease early to purchase a home may prove beneficial under certain circumstances. Here’s when it may be a good ... More
Preparing For a Down Payment: Year-End Savings Strategies
As the year comes to an end, you may be beginning to think about your financial goals for the new year. As aspiring homeowners, saving for a ... More
Preparing to Purchase or Refinance a Home in 2025
After a volatile 2024, most experts and trusted forecasts from the Mortgage Bankers Association predict a more stable market in the new year. More
Tips for Homeowners with Aging Parents
If you have aging parents, it’s likely you’ve had conversations about their current and future living conditions. Most aging parents hope to stay in their home for as long as possible. Doing so helps them retain a sense of independence. However, they will likely reach a stage when ... More
Your First Home Can Be Your Dream Home
What comes to mind when you think of a “starter home”? Historically, the terms “Cheap,” “run-down,” and “bad investment” may have popped up. However, in recent years first-time buyers are turning the notion of a More
Holiday Spending vs Homebuying: How to Balance Your Budget
With the holiday season comes celebrations, traveling and gathering with loved ones. While this is a treasured time of year for many, it can be straining on a budget. Increased spending on gifts, decorations, parties and travel costs are to be expected during this time. If you’re planning to ... More
Down Payment Assistance Programs
Having a Hard Time Saving for a Down Payment? There are many programs available to help home buyers looking for some assistance with their down payment. Down Payment Assistance Programs For many More
Understanding Seasonal Trends in Home Prices
As consumers, many of the goods and services we buy and sell have prices and values that fluctuate based on the season. For example, you may be able to score a better deal on a speedboat in the middle of winter than if you were to buy it in the ... More
What First-Time Homebuyers Need to Know About Fixer-Uppers
Is It a Good Idea to Buy a Fixer-Upper? Buying a home is expensive, and can feel very overwhelming, especially for a first-time homebuyer. While first-time homebuyer loans, grants and other programs can save you some money, another place to look for savings is at a home’s ... More