What comes to mind when you think of a “starter home”? Historically, the terms “Cheap,” “run-down,” and “bad investment” may have popped up. However, in recent years first-time buyers are turning the notion of a More
With the holiday season comes celebrations, traveling and gathering with loved ones. While this is a treasured time of year for many, it can be straining on a budget. Increased spending on gifts, decorations, parties and travel costs are to be expected during this time. If you’re planning to ... More
As consumers, many of the goods and services we buy and sell have prices and values that fluctuate based on the season. For example, you may be able to score a better deal on a speedboat in the middle of winter than if you were to buy it in the ... More
Is It a Good Idea to Buy a Fixer-Upper? Buying a home is expensive, and can feel very overwhelming, especially for a first-time homebuyer. While first-time homebuyer loans, grants and other programs can save you some money, another place to look for savings is at a home’s ... More
Understanding how and when to refinance your mortgage is crucial for maximizing savings and reaching your financial goals. Homeowners might consider refinancing for a variety of reasons based on their unique situation and circumstances. Most commonly, refinancing is done with the goal of securing a lower interest rate, shortening the ... More
Successfully navigating the homebuying process requires careful planning and attention. There are many steps involved in obtaining a mortgage, and it may seem daunting at first, especially for first-time homebuyers. Having a team of trusted professionals by your side to guide you through the process can help make the experience ... More
Mortgage interest rates are often at the forefront of homebuyers’ minds, and for good reason. For most homeowners, mortgage payments represent the largest monthly obligation in their budget. Even a small difference in rate can have a significant impact on monthly payment amounts, so getting the best deal is important! More
For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More
